For over 100 years, Massachusetts Maritime Academy has been preparing women and men for exciting and rewarding careers on land and sea. As the nation's finest co-ed maritime college, MMA challenges students to succeed by balancing a unique regimented lifestyle with a typical four-year college environment. As a member of the cadet corps you will live, study, sail, work and play in an atmosphere that encourages you to be your best.
Applying for Aid
Anyone interested in receiving financial aid must complete a Free Application for Federal Student Aid (FAFSA)
Incoming Undergraduate Students
Priority Deadline: March 1st
Financial aid must be applied for each year. Students who complete their files after our priority deadline will be offered funds available at the time they complete their file with the Office of Student Financial Services. Federal work study and most grants are often not available after our priority deadline. The closer a student completes their file to the bill due date, the less likely they will have aid in time to use toward their billed expenses. If presented with the option to use the IRS Data Retrieval Tool, families are required to use that tool.
By completing a FAFSA, you are applying for federal, state and institutional aid so be certain to confirm your state’s deadline for completion (found on the “deadline” link at the FAFSA website) in case it is earlier than March 1st.
Returning Undergraduate Students
Priority Deadline: May 1st
Financial aid must be applied for each year. Students who complete their files after our priority deadline will be offered funds available at the time they complete their file with our office. Federal work study and most grants are often not available after our priority deadline. The closer a student completes their file to the bill due date, the less likely they will have aid in time to use toward their billed expenses. If presented with the option to use the IRS Data Retrieval Tool, families are required to use it.
By completing a FAFSA, you are applying for federal, state and institutional aid so be certain to confirm your state’s deadline for completion (found on the “deadline” link at the FAFSA website) in case
it is earlier than May 1st.
Priority Deadline: at least 3 weeks prior to the start of the program
To be eligible for any federal or state financial aid, as well as most institutional aid, you must meet the following criteria:
- Be a U.S. citizen or eligible non-citizen
- Have a valid Social Security Number
- Be registered with the Selective Service (if male, over 18 years of age)
- Not be in default on any prior educational loans and not owe a refund on an overpayment of any federal grant
- Have a high school diploma or GED
- Have received an official, written offer of admission into a degree granting program by the MMA Admissions Office
- Re-apply for aid each year by filing a FAFSA
- Returning students must be meeting the standards of the MMA Satisfactory Academic Progress Policy (see applicable section on this site for details)
- Not have any convictions for the sale or possession of illegal drugs while receiving federal financial aid
Undergraduate students living in on campus housing are considered for all types of aid (federal, state and institutional funding). Commuters typically receive federal and state aid only, as their costs are lower than those of dorm students.
Families can file their FAFSA as early as October 1 for the following academic year. This FAFSA will be based on the student and parent prior, prior income (taxes filed the previous spring). Since the majority of tax filers have already filed their tax returns, the FAFSA application process should be quick and easy. You can use the IRS Data Retrieval Tool when completing the FAFSA, which allows you to pull the tax information directly from the IRS into the FAFSA. For privacy purposes, you will not see the actual figures when they are transferred, but can rest assured that they are accurate, based on the tax return that you submited to the IRS.
Be sure to list MMA’s school code, 002181, to ensure the results will be shared with the Academy. Don't forget to provide your social security number on your Admissions application, otherwise, we won't receive your FAFSA results.
Our policy is to email the student, using their MMA email address, if anything is missing from his/her application, once the student initiates the process. We will send at least 4 emails to the student. If after the final notice we still do not receive a response, we will assume at that point that the student is no longer interested in applying for financial aid and will stop sending notifications. Students can always check their application status on our Self Service Portal to see what we have received and if anything is still missing.
Once a FAFSA is filed, some students will be selected for a process called ‘verification.’ If selected, you may be required to submit additional information to the Office of Student Financial Services to verify the accuracy of the information you reported on the FAFSA. Requests for additional information will be sent to the student via their MMA email account. These documents must also be received by our office by the priority deadline. For this reason, we highly encourage you not to wait until the last minute to file your FAFSA, just in case we need additional info.
Delays in submitting requested documentation could result in a loss of certain financial aid. Families are encouraged to respond to our requests immediately upon receipt of our first request.
Once the student’s file is complete we will determine the student’s eligibility for financial aid. Incoming students will receive their offer letters by mail; returning students will receive an email informing them that they must view and accept their financial aid on the Self Service Portal. Once an MMA email account has been assigned, all financial aid correspondence will be emailed directly to the student.
Financial Aid is offered for specific semesters. If a student does not enroll in a given semester, the financial aid offered for that semester is automatically canceled.
If your family is experiencing any special circumstances or hardships, you may download and submit an appeal form (found under the 'forms' link on this page, or on the financial aid home page of the self service portal) to our office, listing financial hardships and providing documentation when applicable. This can be mailed or emailed to the Director at firstname.lastname@example.org. Special circumstances could include, but are not limited to loss of job/income, separation/divorce after filing the FAFSA, unusually high medical expenses, etc. Appeals that will NOT be considered include high credit card debt/car payment/mortgages, etc.; early withdrawals from retirement/pension accounts; home repairs; private elementary/high school tuitions; family weddings/celebrations, sports and other extracurricular expenses and major purchases.
The Office of Student Financial Services must have the student’s permission to discuss their aid with anyone other than the student. If you wish to allow MMA to discuss your financial aid and/or bill with your parent(s), or any other individual, you must complete and submit a FERPA Privacy Information Release Form.